Gifts Tomorrow
Life Insurance
Life insurance can be a powerful way to support ministry in the future. Some donors name Denison Ministries as a beneficiary of an existing policy, while others explore transferring ownership of a policy that is no longer needed for family protection. In some circumstances, donors may also consider establishing a new policy for charitable purposes.
Who is this for?
This option may fit donors who have a policy no longer needed for its original purpose or who want a simple beneficiary-based legacy gift.
This might be right for you if:
- You have a paid-up or existing life insurance policy that is no longer essential to your family plan.
- You want to support ministry through a beneficiary designation rather than a current cash gift.
- You are reviewing your estate and beneficiary documents with an advisor.
Why this gift?
How it may benefit you
Depending on how the gift is structured, life insurance giving may:
- allow you to support ministry without changing your current giving rhythm,
- create a future legacy gift through a beneficiary designation, or
- in some cases, provide a charitable deduction if policy ownership is transferred.
How it helps the mission
A life insurance gift can become a meaningful long-term expression of partnership, helping sustain Denison Ministries’ mission for the future.
How it works
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1
Review the policy with your advisor
Confirm whether a beneficiary designation, ownership transfer, or another approach best fits your goals.
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2
Contact Denison
We can help confirm how the gift would be received and what information you may need for forms or records.
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3
Update the policy paperwork
Your insurance provider can help you complete the beneficiary or ownership change.
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4
Let Denison know your intention
Sharing your plan helps us acknowledge your generosity and answer any follow-up questions.
Example
Emily owns a $50,000 life insurance policy she no longer needs. By transferring ownership of the policy to Denison Ministries, she may receive a charitable deduction for the policy’s cash value and, in some circumstances, for future premium payments she continues to make.
Frequently asked questions
Ready to take the next step?
If you are considering a beneficiary designation or an ownership transfer, we can help you think through the next step with your advisors.
Email: donors@denisonministries.org
EIN: 26-3191442
Denison Ministries does not provide legal, tax, or financial advice. Please consult your advisors. Gift acceptance is subject to Denison Ministries' Gift Acceptance Guidelines.